AnchorWatch Announces Kidnap & Ransom Coverage, Backed by Lloyd’s of London

AnchorWatch now offers a powerful new layer of protection for clients securing meaningful wealth. Our new Kidnap & Ransom (K&R) Insurance Policy is an insurance policy backed by Lloyd’s of London specifically designed to protect you, your family and your company in the event of a personal threat.

This policy was built for the unpredictable moments that you cannot defend against. It responds to real-world risks such as kidnappings, coercion, detention, extortion, or disappearance.

Why Crypto Owners Need Kidnapping Coverage

In today’s world, simply being known to hold or be involved in crypto can make you a target.

You don’t have to be a high-profile podcaster or run a public Bitcoin treasury company. If your name, face, or job is tied to digital assets, whether you're trading, building, advising, or posting online, that visibility brings exposure.

Public associations with crypto, even through social media or professional roles, are enough to attract the wrong kind of attention. Threat actors do not need access to your wallet details to see you as a target.

This policy was built for the moments when personal risk becomes real. It protects you and the people closest to you.

What the Policy Covers*

This policy was designed to meet the real-world risks faced by high-net-worth individuals, Bitcoin and crypto owners, and corporate executive teams. It combines financial protection with immediate access to crisis response experts and hostage negotiators, all backed by underwriters at Lloyd’s of London.

What makes this different

Our policy was purpose-built for the digital asset community and includes extra coverage at better prices than Kidnap & Ransom coverage available from the open market:

• 24/7 global emergency response coverage
• Pre-vetted crisis and security consultants and negotiators
• Ransom reimbursement
• Flexible protection for individuals, families, and organizations of any size
• No denials simply for holding significant crypto or bitcoin wealth

What is included in the coverage

This policy protects you and your family in the event of a kidnapping, extortion attempt, or similar threat. Covered categories include:

• Kidnap and extortion, and wrongful detention
• Emergency political evacuation and repatriation
• Ransom reimbursement, including payments made in digital assets
• Unlimited response consultant costs
• Additional expenses, such as travel, housing, medical, and psychological support

Optional additional coverage

Coverage can be expanded to include the following extensions:

• Express Kidnap Short-duration abduction (less than 4 hours) where the victim is held under threat while criminals demand money. Often used by criminals to force fast access to cash or crypto while traveling.
• Business Interruption Coverage for lost income and extra costs if your business operations are disrupted directly by a covered event like extortion or a threat. It includes fees for accountants and crisis response experts.
• Threat Expense Covers costs related to responding to threats (even without a ransom demand), like hiring crisis consultants or private security if someone threatens to harm you, damage property, or release private information.
• Child Abduction Covers situations where a child under the care of a legal guardian is taken without permission from your home or premises. Includes costs for recovery and support.
• Assault and Stalking Threats Coverage for physical attacks involving weapons or serious threats of harm (including stalking). Includes costs for crisis response, recovery, and related support services.

Policies are issued on an annual basis and cover you at home and while traveling, whether you’re home with your family or crossing borders weekly. Coverage adapts to your lifestyle and risk profile.

*See policy for specific terms, conditions, coverage, and exclusions.

More About What’s Included

24/7 Crisis Response
Unlimited access to professional hostage negotiators and broader crisis response. Immediate expert situation management and coordination with law enforcement to bring about a successful resolution/

Full-Spectrum Incident Coverage
This policy goes beyond ransom reimbursement and hostage negotiators. It includes coverage for critical incident support such as legal counsel, PR advisors, medical services, evacuation teams, and more.

Enhanced Personal Protection
Coverage extends beyond financial loss. It includes physical injuries that occur during kidnapping, assault, or coercion, helping ensure victims receive support and care during recovery.

Who This Is For

This policy is built for those who understand that holding Bitcoin also means holding visibility, responsibility, and risk.

High-net-worth Bitcoin and crypto holders
If you control meaningful digital wealth, you don’t need to be famous to be targeted. This policy helps protect you and your family when the risk becomes personal.

Founders, developers, and public figures
The more visible you are, whether on stage, on GitHub, or online, the more exposed you become. K&R coverage gives you the ability to operate confidently, even under scrutiny.

Family offices and trusts with global exposure
When travel, delegation, or third-party management are part of your operations, this policy helps close human-side security gaps.

Company executives

Senior leaders in the digital asset space face increasing personal exposure, particularly those involved in treasuries, key custody, or high-profile projects. This coverage protects executives, their families and teams.

If you are serious about protecting Bitcoin, you need to be just as serious about protecting yourself.

Learn More

If you are ready to take the next step in protecting your Bitcoin and the people behind it, AnchorWatch is here to help.

Contact our team to learn more about coverage options, eligibility, and how to integrate this policy into your existing security plan.

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