Cold Storage Does Not Equal An Inheritance Plan

You’ve secured your Bitcoin. Maybe you’ve built a rock-solid cold storage setup. Single-sig. Multisig. Hardware wallets in three jurisdictions. But here’s the question most people never ask:

If something happens to you tomorrow, would anyone else know how to access it?

Because that’s the difference between an inheritance plan and a treasure map.

Sovereignty Without Survivability

Bitcoin lets us hold wealth without intermediaries. That’s what makes it powerful. But it also means there’s no one to call when something goes wrong. Your heirs can’t ask the bank for a password reset. They can’t file a claim or contact a support line. If they don’t have the right keys, tools, and timing, it’s gone.

We’ve seen it over and over:

• Multisig setups where no one knows the quorum
• Seed phrases lost in moves or misunderstood by family
• Instructions too complex or too vague to be actionable
• Backup devices no one knows how to use

These are brilliant security models. But they’re not legacy plans.

What Real Bitcoin Inheritance Requires

Passing on Bitcoin isn’t just about avoiding loss. It’s about preventing catastrophe and ensuring Bitcoin survives and makes its way into the right hands.

A good inheritance plan should answer three questions:

1. Who should get access?
2. When should they get it?
3. What happens if something breaks?

The reality is that most cold storage setups only answer one question: Who controls it now? That’s not enough.

A Legacy Plan Built for Bitcoin

At AnchorWatch, we help you create a Bitcoin plan that works today and tomorrow.

With the Trident Vault, you stay in control while you’re alive. You set the rules. You decide who can access your Bitcoin and under what conditions. The system enforces those rules through time locks, policies, and cryptographic controls.

If something happens to you, your heirs follow a recovery process that you designed, and it’s backed by insurance.

AnchorWatch offers up to $100 million in named coverage per customer, underwritten by Lloyd’s of London. That means your beneficiaries aren’t just following instructions. They’re protected, supported, and legally covered.

You don’t need to choose between self-custody and inheritance.
You can have both if your system is built to handle more than just today.

AnchorWatch Turns Cold Storage Into a Real Inheritance Plan

AnchorWatch now includes a fully integrated inheritance system:

• Time-locked vaults that enforce your intentions without exposing access early
• Trust onboarding with support for named trustees and direct policy mapping
• A recovery protocol that’s simple for heirs, secure for you

Beneficiaries don’t need to understand multisig or key management. AnchorWatch provides white-glove support to walk them through recovery when the time comes.

Every client receives:

• An Attestation Document, summarizing the Bitcoin holdings, policy details, vault ownership, and USD value, useful for documentation, legal review, or external reference
• An Inheritance Contract Letter, a readable one-pager designed for family members or executors

Your setup can now outlive you and serve the people it was meant for.

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It’s Not About Giving Up Control

Some people hesitate to create inheritance plans because they fear losing privacy or control over their assets. But AnchorWatch doesn’t require you to hand anything over early. You hold your keys. You control the timeline. You decide what happens, and when. 

You don’t lose control. You gain confidence that your Bitcoin won’t become a liability to the people you care about.

Book a Vault Consultation→